Public Liability

Indemnity Limits available:

• £5 million
• £2 million
• £1 million

Employers' Liability Option

Indemnity Limit available:  

• £10 million

Tools Options

Limits:

• £2,500 any one insured Person
  any period of insurance

OR

• £1,250 any one insured Person
  any period of insurance
• £250 any one Tool

Goods in Transit Option

• £2,000 any one occurrence

Other features available:

• No Claims Discount
• Legal and Taxation Helplines
• Cover note for immediate written confirmation of cover
• Up to 6 workers
• Large variety of trades accepted
• Wide work definition for most trades
• Automatic cover for temporary employees 
• Cover for bona fide subcontractors
• No exclusion of part being worked upon for most trades
• Contractual liability
• Indemnity to principal
• No minimum premium
• Health and Safety at Work Act legal fees and costs
• Products liability cover
• Defective Premises Act cover
• Contingent Motor Third Party Liability
• Cross liabilities
• Injury to working partners (optional extra)